|| FIRST TIME HOMEBUYERS ||

We want to make the home financing process as easy as possible for you. So, here are some tips from the mortgage experts at StateWide Lending:

  • Determine how much you can afford.

  • Choose the right loan - a Fixed Rate Mortgage for security and safety - or an Adjustable Rate Mortgage for flexibility and control - or perhaps your situation requires a Special Mortgage for unique borrowing needs.
Get pre-qualified before you start looking for a new home. You'll get negotiating power and save a lot of time, too.

Get together all the documents needed in advance. This includes:
  • tax returns
  • W-2s
  • paycheck stubs
  • financial statements, etc.
This will save time and stress during the application and approval process.

 
 
 
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